Clarksville, TX
Clarksville, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Clarksville lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,987 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clarksville's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
1,987 buildings are counted in Clarksville, and 95.8% of them are Indirect exposure — ember-driven risk rather than the 4.2% in Direct exposure or the 0% rated Minimal.
How Clarksville compares
Clarksville ranks lower within Texas (65th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Clarksville ranks 5,782 for wildfire risk (1 is highest) and 7,517 by building count (1 is largest). Within Texas alone, it ranks 626 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Clarksville's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Clarksville (95.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Clarksville's figures come from
The methodology guide shows exactly how USFS turned 1,987 counted buildings into the percentiles shown above for Clarksville. The exposure-zones guide covers what Clarksville's dominant indirect exposure actually means, with real examples from across the dataset.