Clarksville, MI
Clarksville wildfire risk explained
Clarksville's 248 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarksville at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Clarksville rates 82.3% Minimal exposure against just 17.7% Direct and 0% Indirect — of 248 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Clarksville compares
There's little gap between Clarksville's 5th national percentile and its 13th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarksville ranks 29,815 for wildfire risk (1 is highest) and 23,203 by building count (1 is largest). Within Michigan alone, it ranks 644 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Clarksville
Clarksville's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 82.3% of buildings rated Minimal exposure, Clarksville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Clarksville's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Clarksville, see the exposure-zones guide.