Clarksville, IN
Clarksville, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Clarksville lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 9,815 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clarksville's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Clarksville's building exposure, zone by zone
Only 13.2% of Clarksville's 9,815 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,815 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Clarksville compares
Clarksville's 63rd-percentile standing inside Indiana outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Clarksville ranks 27,448 for wildfire risk (1 is highest) and 1,657 by building count (1 is largest). Within Indiana alone, it ranks 356 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 13th national percentile, Clarksville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Clarksville
Clarksville's 86.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Clarksville's 27,448-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Clarksville, see the exposure-zones guide.