Clarksville, IA
Clarksville, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Clarksville at the 45th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 944 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarksville at the 45th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Clarksville's building exposure, zone by zone
Indirect exposure is dominant in Clarksville (94.6% of 944 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 5.4% sit in the Direct zone.
How Clarksville compares
Compare Clarksville's two percentiles: 61st within Iowa, only 45th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Clarksville ranks 17,357 for wildfire risk (1 is highest) and 12,352 by building count (1 is largest). Within Iowa alone, it ranks 395 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Clarksville's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Clarksville
Clarksville's 94.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Clarksville's figures come from
The methodology guide shows exactly how USFS turned 944 counted buildings into the percentiles shown above for Clarksville. The exposure-zones guide covers what Clarksville's dominant indirect exposure actually means, with real examples from across the dataset.