Clarksville, AR
Clarksville, AR's wildfire risk, in USFS's own numbers
USFS scores Clarksville at the 73rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 4,437 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clarksville's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Clarksville's buildings actually sit
USFS puts 52% of Clarksville's 4,437 buildings in the Indirect exposure zone, versus 48.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Clarksville compares
There's little gap between Clarksville's 73rd national percentile and its 59th percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarksville ranks 8,624 for wildfire risk (1 is highest) and 3,847 by building count (1 is largest). Within Arkansas alone, it ranks 250 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Clarksville's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Clarksville (52% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Clarksville's figures come from
Clarksville's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clarksville's dominant indirect exposure actually means, with real examples from across the dataset.