Clarksburg, WV
How exposed is Clarksburg to wildfire?
Out of every US place USFS scores, Clarksburg lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 7,280 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarksburg at the 37th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Clarksburg's buildings actually sit
Indirect exposure is dominant in Clarksburg (94.1% of 7,280 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 5.9% sit in the Direct zone. At 7,280 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Clarksburg against the rest of the country
Clarksburg's 36th national percentile looks worse in isolation than its 7th ranking inside West Virginia does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Clarksburg ranks 20,125 for wildfire risk (1 is highest) and 2,351 by building count (1 is largest). Within West Virginia alone, it ranks 399 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
What this risk score means for insurance
At the 36th national percentile, Clarksburg rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Clarksburg (94.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Clarksburg's figures come from
Clarksburg's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Clarksburg's dominant indirect exposure actually means, with real examples from across the dataset.