Clarksburg, IN
Clarksburg, IN's wildfire risk, in USFS's own numbers
Clarksburg sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 159 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Clarksburg's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
159 buildings are counted in Clarksburg, and 73% of them are Indirect exposure — ember-driven risk rather than the 17% in Direct exposure or the 10.1% rated Minimal.
Where Clarksburg ranks
Clarksburg's 34th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Clarksburg ranks 30,037 for wildfire risk (1 is highest) and 26,479 by building count (1 is largest). Within Indiana alone, it ranks 635 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Clarksburg and the insurance market
Clarksburg's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Clarksburg
With ember exposure the dominant pattern in Clarksburg (73% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 159 counted buildings into the percentiles shown above for Clarksburg. For more on what indirect exposure implies beyond Clarksburg, see the exposure-zones guide.