Clarks Mills, WI
How exposed is Clarks Mills to wildfire?
USFS's Wildfire Risk to Communities model puts Clarks Mills at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 105 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarks Mills at the 8th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 62.9% of Clarks Mills's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 37.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Clarks Mills against the rest of the country
There's little gap between Clarks Mills's 7th national percentile and its 3rd percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarks Mills ranks 29,203 for wildfire risk (1 is highest) and 28,827 by building count (1 is largest). Within Wisconsin alone, it ranks 784 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Clarks Mills's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 62.9% of Clarks Mills outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Clarks Mills's figures come from
Every one of the two percentiles behind Clarks Mills's 29,203-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Clarks Mills's dominant minimal exposure actually means, with real examples from across the dataset.