Clarkrange, TN
Clarkrange wildfire risk explained
USFS scores Clarkrange at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 665 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clarkrange at the 87th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Clarkrange's 665 counted buildings, 95.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Clarkrange against the rest of the country
There's little gap between Clarkrange's 83rd national percentile and its 92nd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarkrange ranks 5,306 for wildfire risk (1 is highest) and 15,014 by building count (1 is largest). Within Tennessee alone, it ranks 40 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Clarkrange and the insurance market
At the 83rd percentile nationally, Clarkrange carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 95.9% of Clarkrange in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 665 counted buildings into the percentiles shown above for Clarkrange. For more on what direct exposure implies beyond Clarkrange, see the exposure-zones guide.