Clarkfield, MN
How exposed is Clarkfield to wildfire?
Clarkfield sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 557 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clarkfield at the 4th percentile, close to its 6th-percentile risk score.
Where Clarkfield's buildings actually sit
87.1% of Clarkfield's 557 buildings sit in USFS's Minimal exposure zone, with only 12.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Clarkfield compares
There's little gap between Clarkfield's 6th national percentile and its 9th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Clarkfield ranks 29,724 for wildfire risk (1 is highest) and 16,457 by building count (1 is largest). Within Minnesota alone, it ranks 834 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Clarkfield and the insurance market
At the 6th national percentile, Clarkfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Clarkfield
With 87.1% of buildings rated Minimal exposure, Clarkfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Clarkfield's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Clarkfield, see the exposure-zones guide.