Clarkesville, GA
Clarkesville wildfire risk explained
Clarkesville sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 903 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clarkesville at the 80th percentile, close to its 76th-percentile risk score.
Clarkesville's building exposure, zone by zone
USFS classifies 59.3% of Clarkesville's buildings as Direct exposure, higher than its 40.8% Indirect share and far above its 0% Minimal share — a profile where 535 structures sit close enough to vegetation that lot clearing matters most.
How Clarkesville compares
Clarkesville scores 76th nationally and 84th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Clarkesville ranks 7,560 for wildfire risk (1 is highest) and 12,694 by building count (1 is largest). Within Georgia alone, it ranks 111 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Clarkesville and the insurance market
At the 76th percentile nationally, Clarkesville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Clarkesville (59.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Clarkesville's figures come from
Every one of the two percentiles behind Clarkesville's 7,560-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Clarkesville's dominant direct exposure actually means, with real examples from across the dataset.