Clark Colony, SD
Clark Colony wildfire risk explained
Clark Colony sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 45 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clark Colony at the 29th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Clark Colony's buildings actually sit
Clark Colony rates 95.6% Minimal exposure against just 4.4% Direct and 0% Indirect — of 45 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Clark Colony against the rest of the country
Inside South Dakota, Clark Colony sits at just the 5th percentile even though it scores 31st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clark Colony ranks 21,760 for wildfire risk (1 is highest) and 31,060 by building count (1 is largest). Within South Dakota alone, it ranks 419 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 31st national percentile, Clark Colony rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Clark Colony's 95.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 45 counted buildings into the percentiles shown above for Clark Colony. For more on what minimal exposure implies beyond Clark Colony, see the exposure-zones guide.