Clarence, MO
Clarence, MO's wildfire risk, in USFS's own numbers
USFS scores Clarence at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 659 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Clarence at the 47th percentile, close to its 46th-percentile risk score.
Where Clarence's buildings actually sit
USFS puts 49.2% of Clarence's 659 buildings in the Indirect exposure zone, versus 21.7% Direct and 29.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Clarence compares
Inside Missouri, Clarence sits at just the 25th percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Clarence ranks 17,144 for wildfire risk (1 is highest) and 15,076 by building count (1 is largest). Within Missouri alone, it ranks 798 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Clarence
Clarence's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 49.2% of Clarence's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Clarence's figures come from
The methodology guide shows exactly how USFS turned 659 counted buildings into the percentiles shown above for Clarence. The exposure-zones guide covers what Clarence's dominant indirect exposure actually means, with real examples from across the dataset.