Claremont, IL
Claremont wildfire risk explained
Out of every US place USFS scores, Claremont lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 177 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Claremont at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Claremont's buildings actually sit
USFS classifies 50.8% of Claremont's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 49.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Claremont compares
There's little gap between Claremont's 3rd national percentile and its 17th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Claremont ranks 30,720 for wildfire risk (1 is highest) and 25,742 by building count (1 is largest). Within Illinois alone, it ranks 1,195 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Claremont and the insurance market
Claremont's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Claremont's 50.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 177 counted buildings into the percentiles shown above for Claremont. For more on what minimal exposure implies beyond Claremont, see the exposure-zones guide.