Clancy, MT
How exposed is Clancy to wildfire?
USFS scores Clancy at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,248 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Clancy at the 91st national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Clancy's buildings actually sit
94.8% of Clancy's 1,248 buildings sit in USFS's Direct exposure zone, roughly 1,183 structures close enough to burnable vegetation for flame contact, not just embers — 5.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Clancy against the rest of the country
Clancy's risk sits at a similar level relative to Montana (86th percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Clancy ranks 1,860 for wildfire risk (1 is highest) and 10,358 by building count (1 is largest). Within Montana alone, it ranks 67 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Clancy carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Clancy
With 94.8% of Clancy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,248 counted buildings into the percentiles shown above for Clancy. For more on what direct exposure implies beyond Clancy, see the exposure-zones guide.