Circle D-KC Estates, TX
How exposed is Circle D-KC Estates to wildfire?
Out of every US place USFS scores, Circle D-KC Estates lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,514 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Circle D-KC Estates at the 72nd percentile, close to its 72nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 98.7% of Circle D-KC Estates's buildings as Direct exposure, higher than its 1.3% Indirect share and far above its 0% Minimal share — a profile where 1,494 structures sit close enough to vegetation that lot clearing matters most.
Circle D-KC Estates against the rest of the country
Circle D-KC Estates's 72nd national percentile looks worse in isolation than its 35th ranking inside Texas does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Circle D-KC Estates ranks 8,987 for wildfire risk (1 is highest) and 9,105 by building count (1 is largest). Within Texas alone, it ranks 1,166 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Circle D-KC Estates and the insurance market
Circle D-KC Estates's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Circle D-KC Estates (98.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Circle D-KC Estates's 8,987-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Circle D-KC Estates, see the exposure-zones guide.