Cinco Ranch, TX
Cinco Ranch wildfire risk explained
USFS scores Cinco Ranch at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 6,179 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cinco Ranch's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Cinco Ranch's building exposure, zone by zone
88.1% of Cinco Ranch's 6,179 buildings sit in USFS's Minimal exposure zone, with only 0.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,179 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Cinco Ranch ranks
Cinco Ranch's 51st national percentile looks worse in isolation than its 7th ranking inside Texas does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Cinco Ranch ranks 15,584 for wildfire risk (1 is highest) and 2,809 by building count (1 is largest). Within Texas alone, it ranks 1,675 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Cinco Ranch
Cinco Ranch's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 88.1% of buildings rated Minimal exposure, Cinco Ranch gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Cinco Ranch's figures come from
Cinco Ranch's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cinco Ranch's dominant minimal exposure actually means, with real examples from across the dataset.