Cinco Bayou, FL
How exposed is Cinco Bayou to wildfire?
Cinco Bayou's 177 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cinco Bayou's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Where Cinco Bayou's buildings actually sit
USFS classifies 91% of Cinco Bayou's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Cinco Bayou compares
Cinco Bayou ranks lower within Florida (5th percentile statewide) than its 51st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cinco Bayou ranks 15,308 for wildfire risk (1 is highest) and 25,740 by building count (1 is largest). Within Florida alone, it ranks 907 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Cinco Bayou and the insurance market
At the 51st national percentile, Cinco Bayou rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 91% of buildings rated Minimal exposure, Cinco Bayou gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Cinco Bayou's 15,308-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cinco Bayou, see the exposure-zones guide.