Cincinnati, OH
Cincinnati wildfire risk explained
USFS scores Cincinnati at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 100,030 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cincinnati at the 15th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Cincinnati's buildings actually sit
74.9% of Cincinnati's 100,030 buildings sit in USFS's Minimal exposure zone, with only 19.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 100,030 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Cincinnati against the rest of the country
Compare Cincinnati's two percentiles: 40th within Ohio, only 13th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cincinnati ranks 27,334 for wildfire risk (1 is highest) and 62 by building count (1 is largest). Within Ohio alone, it ranks 762 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Cincinnati and the insurance market
At the 13th national percentile, Cincinnati rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Cincinnati
With 74.9% of buildings rated Minimal exposure, Cincinnati gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cincinnati's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cincinnati, see the exposure-zones guide.