Cincinnati, AR
How exposed is Cincinnati to wildfire?
USFS scores Cincinnati at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 389 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cincinnati at the 95th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Cincinnati's 389 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Cincinnati ranks
Cincinnati's risk sits at a similar level relative to Arkansas (100th percentile statewide) as it does nationally (93rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cincinnati ranks 2,352 for wildfire risk (1 is highest) and 19,416 by building count (1 is largest). Within Arkansas alone, it ranks 4 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Cincinnati carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Cincinnati
Cincinnati's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 389 counted buildings into the percentiles shown above for Cincinnati. For more on what direct exposure implies beyond Cincinnati, see the exposure-zones guide.