Cimarron Hills, CO
Cimarron Hills, CO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cimarron Hills lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 7,016 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cimarron Hills's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 55.3% of Cimarron Hills's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.3% Direct and 36.4% Indirect — a landscape-level risk rather than a building-by-building one. At 7,016 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Cimarron Hills compares
Cimarron Hills's 83rd national percentile looks worse in isolation than its 62nd ranking inside Colorado does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Cimarron Hills ranks 5,289 for wildfire risk (1 is highest) and 2,453 by building count (1 is largest). Within Colorado alone, it ranks 179 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Cimarron Hills carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Cimarron Hills
With 55.3% of buildings rated Minimal exposure, Cimarron Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Cimarron Hills's figures come from
Cimarron Hills's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cimarron Hills's dominant minimal exposure actually means, with real examples from across the dataset.