Cibecue, AZ
Cibecue wildfire risk explained
USFS scores Cibecue at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 539 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cibecue at the 94th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Cibecue's building exposure, zone by zone
86.3% of Cibecue's 539 buildings sit in USFS's Direct exposure zone, roughly 465 structures close enough to burnable vegetation for flame contact, not just embers — 13.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Cibecue ranks
Inside Arizona, Cibecue sits at just the 80th percentile even though it scores 97th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cibecue ranks 1,091 for wildfire risk (1 is highest) and 16,726 by building count (1 is largest). Within Arizona alone, it ranks 90 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Cibecue's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Cibecue (86.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 539 counted buildings into the percentiles shown above for Cibecue. For more on what direct exposure implies beyond Cibecue, see the exposure-zones guide.