Churdan, IA
How exposed is Churdan to wildfire?
USFS's Wildfire Risk to Communities model puts Churdan at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 346 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Churdan at the 5th percentile, close to its 6th-percentile risk score.
Churdan's building exposure, zone by zone
69.9% of Churdan's 346 buildings sit in USFS's Minimal exposure zone, with only 30.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Churdan against the rest of the country
Churdan's risk sits at a similar level relative to Iowa (14th percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Churdan ranks 29,628 for wildfire risk (1 is highest) and 20,424 by building count (1 is largest). Within Iowa alone, it ranks 880 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Churdan
Churdan's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 69.9% of buildings rated Minimal exposure, Churdan gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Churdan's 29,628-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Churdan, see the exposure-zones guide.