Churchville, VA
How exposed is Churchville to wildfire?
Churchville's 188 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Churchville at the 64th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Churchville's building exposure, zone by zone
68.1% of Churchville's 188 buildings sit in USFS's Direct exposure zone, roughly 128 structures close enough to burnable vegetation for flame contact, not just embers — 31.9% fall in the Indirect, ember-only zone and 0% are Minimal.
How Churchville compares
Churchville scores 63rd nationally and 71st within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Churchville ranks 11,805 for wildfire risk (1 is highest) and 25,336 by building count (1 is largest). Within Virginia alone, it ranks 200 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Churchville and the insurance market
Churchville's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Churchville
Because Direct exposure dominates in Churchville (68.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Churchville's figures come from
The methodology guide shows exactly how USFS turned 188 counted buildings into the percentiles shown above for Churchville. The exposure-zones guide covers what Churchville's dominant direct exposure actually means, with real examples from across the dataset.