Churchill, PA
Churchill wildfire risk explained
Out of every US place USFS scores, Churchill lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,597 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Churchill's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Churchill's buildings actually sit
78.2% of Churchill's 1,597 buildings sit in USFS's Minimal exposure zone, with only 21.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Churchill ranks
Churchill scores 25th nationally and 30th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Churchill ranks 23,524 for wildfire risk (1 is highest) and 8,781 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,399 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Churchill's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Churchill's 78.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Churchill's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Churchill, see the exposure-zones guide.