Churchill, OH
Churchill, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Churchill at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,290 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Churchill at the 33rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Churchill's buildings actually sit
46.8% of Churchill's 1,290 buildings sit in USFS's Direct exposure zone, roughly 604 structures close enough to burnable vegetation for flame contact, not just embers — 26.1% fall in the Indirect, ember-only zone and 27.1% are Minimal.
How Churchill compares
Compare Churchill's two percentiles: 70th within Ohio, only 32nd nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Churchill ranks 21,497 for wildfire risk (1 is highest) and 10,125 by building count (1 is largest). Within Ohio alone, it ranks 385 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Churchill
Churchill's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Churchill
Churchill's 46.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Churchill's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Churchill, see the exposure-zones guide.