Church Point, LA
Church Point, LA's wildfire risk, in USFS's own numbers
USFS scores Church Point at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,333 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Church Point at the 50th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Church Point's building exposure, zone by zone
2,333 buildings are counted in Church Point, and 75.4% of them are Indirect exposure — ember-driven risk rather than the 23.6% in Direct exposure or the 0.9% rated Minimal.
Where Church Point ranks
There's little gap between Church Point's 48th national percentile and its 53rd percentile inside Louisiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Church Point ranks 16,480 for wildfire risk (1 is highest) and 6,639 by building count (1 is largest). Within Louisiana alone, it ranks 230 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Church Point's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 75.4% of Church Point's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Church Point's figures come from
The methodology guide shows exactly how USFS turned 2,333 counted buildings into the percentiles shown above for Church Point. The exposure-zones guide covers what Church Point's dominant indirect exposure actually means, with real examples from across the dataset.