Church Hill, MD
Church Hill wildfire risk explained
Church Hill's 327 buildings earn a 27th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Church Hill's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Where Church Hill's buildings actually sit
Direct exposure dominates in Church Hill: 52.9% of its 327 buildings, versus 47.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Church Hill compares
There's little gap between Church Hill's 27th national percentile and its 41st percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Church Hill ranks 22,880 for wildfire risk (1 is highest) and 20,893 by building count (1 is largest). Within Maryland alone, it ranks 311 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Church Hill
Church Hill's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 52.9% of Church Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Church Hill's figures come from
The methodology guide shows exactly how USFS turned 327 counted buildings into the percentiles shown above for Church Hill. The exposure-zones guide covers what Church Hill's dominant direct exposure actually means, with real examples from across the dataset.