Chunky, MS
Chunky wildfire risk explained
Chunky's 201 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chunky at the 62nd percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
201 buildings are counted in Chunky, and 84.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Chunky against the rest of the country
Inside Mississippi, Chunky sits at just the 33rd percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Chunky ranks 12,887 for wildfire risk (1 is highest) and 24,800 by building count (1 is largest). Within Mississippi alone, it ranks 284 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in Chunky
Chunky's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chunky
Because Direct exposure dominates in Chunky (84.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Chunky's figures come from
Chunky's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chunky's dominant direct exposure actually means, with real examples from across the dataset.