Chula Vista (Maverick), TX
Chula Vista (Maverick) wildfire risk explained
Out of every US place USFS scores, Chula Vista (Maverick) lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,108 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chula Vista (Maverick) at the 62nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
90.6% of Chula Vista (Maverick)'s 2,108 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 9.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Chula Vista (Maverick) ranks
Chula Vista (Maverick) ranks lower within Texas (19th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chula Vista (Maverick) ranks 11,393 for wildfire risk (1 is highest) and 7,174 by building count (1 is largest). Within Texas alone, it ranks 1,450 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Chula Vista (Maverick) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Chula Vista (Maverick) (90.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,108 counted buildings into the percentiles shown above for Chula Vista (Maverick). For more on what indirect exposure implies beyond Chula Vista (Maverick), see the exposure-zones guide.