Chula Vista (Cameron), TX
How exposed is Chula Vista (Cameron) to wildfire?
Chula Vista (Cameron) sits at the 96th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 121 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chula Vista (Cameron) at the 95th percentile, close to its 96th-percentile risk score.
Chula Vista (Cameron)'s building exposure, zone by zone
121 buildings are counted in Chula Vista (Cameron), and 52.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Chula Vista (Cameron) against the rest of the country
Chula Vista (Cameron) scores 96th nationally and 96th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chula Vista (Cameron) ranks 1,365 for wildfire risk (1 is highest) and 28,138 by building count (1 is largest). Within Texas alone, it ranks 69 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Chula Vista (Cameron)'s very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Chula Vista (Cameron) (52.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Chula Vista (Cameron)'s figures come from
The methodology guide shows exactly how USFS turned 121 counted buildings into the percentiles shown above for Chula Vista (Cameron). The exposure-zones guide covers what Chula Vista (Cameron)'s dominant direct exposure actually means, with real examples from across the dataset.