Chula, MO
Chula wildfire risk explained
USFS scores Chula at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 166 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chula at the 39th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Chula's buildings actually sit
Only 19.3% of Chula's 166 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Chula compares
Chula's 38th national percentile looks worse in isolation than its 13th ranking inside Missouri does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Chula ranks 19,476 for wildfire risk (1 is highest) and 26,176 by building count (1 is largest). Within Missouri alone, it ranks 925 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Chula
At the 38th national percentile, Chula rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Chula
With 80.7% of buildings rated Minimal exposure, Chula gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Chula's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Chula, see the exposure-zones guide.