Chugwater, WY
Chugwater, WY's wildfire risk, in USFS's own numbers
Chugwater's 237 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chugwater at the 87th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
237 buildings are counted in Chugwater, and 70.5% of them are Indirect exposure — ember-driven risk rather than the 29.5% in Direct exposure or the 0% rated Minimal.
Where Chugwater ranks
There's little gap between Chugwater's 88th national percentile and its 85th percentile inside Wyoming, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chugwater ranks 3,671 for wildfire risk (1 is highest) and 23,583 by building count (1 is largest). Within Wyoming alone, it ranks 28 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Chugwater and the insurance market
Chugwater's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Chugwater (70.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 237 counted buildings into the percentiles shown above for Chugwater. For more on what indirect exposure implies beyond Chugwater, see the exposure-zones guide.