Chubbuck, ID
Chubbuck wildfire risk explained
USFS's Wildfire Risk to Communities model puts Chubbuck at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 5,347 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chubbuck's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Where Chubbuck's buildings actually sit
Only 12.8% of Chubbuck's 5,347 buildings carry Direct exposure and 20.8% carry Indirect; the remaining 66.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,347 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Chubbuck ranks
Inside Idaho, Chubbuck sits at just the 74th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Chubbuck ranks 2,231 for wildfire risk (1 is highest) and 3,226 by building count (1 is largest). Within Idaho alone, it ranks 62 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Chubbuck's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Chubbuck
With 66.5% of buildings rated Minimal exposure, Chubbuck gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,347 counted buildings into the percentiles shown above for Chubbuck. For more on what minimal exposure implies beyond Chubbuck, see the exposure-zones guide.