Christopher, IL
Christopher, IL's wildfire risk, in USFS's own numbers
Christopher sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,964 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Christopher at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Christopher's building exposure, zone by zone
1,964 buildings are counted in Christopher, and 53.4% of them are Indirect exposure — ember-driven risk rather than the 13.7% in Direct exposure or the 32.9% rated Minimal.
Christopher against the rest of the country
Compare Christopher's two percentiles: 64th within Illinois, only 21st nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Christopher ranks 24,826 for wildfire risk (1 is highest) and 7,577 by building count (1 is largest). Within Illinois alone, it ranks 519 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Christopher and the insurance market
Christopher's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Christopher (53.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Christopher's figures come from
Christopher's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Christopher's dominant indirect exposure actually means, with real examples from across the dataset.