Choctaw Valley, CA
Choctaw Valley, CA's wildfire risk, in USFS's own numbers
Choctaw Valley sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 185 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Choctaw Valley at the 92nd percentile, close to its 91st-percentile risk score.
Where Choctaw Valley's buildings actually sit
Direct exposure dominates in Choctaw Valley: 100% of its 185 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Choctaw Valley against the rest of the country
Choctaw Valley's 91st national percentile looks worse in isolation than its 65th ranking inside California does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Choctaw Valley ranks 2,728 for wildfire risk (1 is highest) and 25,408 by building count (1 is largest). Within California alone, it ranks 558 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Choctaw Valley sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 91st-percentile score like Choctaw Valley's can end up mattering for. More on the disclosure law.
Hardening a home in Choctaw Valley
With 100% of Choctaw Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Choctaw Valley's figures come from
The methodology guide shows exactly how USFS turned 185 counted buildings into the percentiles shown above for Choctaw Valley. The exposure-zones guide covers what Choctaw Valley's dominant direct exposure actually means, with real examples from across the dataset.