Choctaw, OK
How exposed is Choctaw to wildfire?
Choctaw sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 7,157 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Choctaw's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Choctaw's buildings actually sit
77.4% of Choctaw's 7,157 buildings sit in USFS's Direct exposure zone, roughly 5,536 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 22.7% are Minimal. At 7,157 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Choctaw against the rest of the country
Inside Oklahoma, Choctaw sits at just the 24th percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Choctaw ranks 5,871 for wildfire risk (1 is highest) and 2,394 by building count (1 is largest). Within Oklahoma alone, it ranks 635 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Choctaw and the insurance market
At the 81st percentile nationally, Choctaw carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Choctaw
With 77.4% of Choctaw in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Choctaw's figures come from
Choctaw's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Choctaw's dominant direct exposure actually means, with real examples from across the dataset.