Chippewa Lake, OH
Chippewa Lake wildfire risk explained
Chippewa Lake's 463 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chippewa Lake at the 35th percentile, close to its 34th-percentile risk score.
Where Chippewa Lake's buildings actually sit
463 buildings are counted in Chippewa Lake, and 91.4% of them are Indirect exposure — ember-driven risk rather than the 8.6% in Direct exposure or the 0% rated Minimal.
Where Chippewa Lake ranks
Chippewa Lake's 74th-percentile standing inside Ohio outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Chippewa Lake ranks 20,836 for wildfire risk (1 is highest) and 18,014 by building count (1 is largest). Within Ohio alone, it ranks 329 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Chippewa Lake's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 91.4% of Chippewa Lake's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Chippewa Lake's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Chippewa Lake, see the exposure-zones guide.