Chinquapin, NC
Chinquapin, NC's wildfire risk, in USFS's own numbers
Chinquapin's 199 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chinquapin at the 56th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Chinquapin's buildings actually sit
Of Chinquapin's 199 counted buildings, 66.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Chinquapin ranks
Chinquapin's risk sits at a similar level relative to North Carolina (53rd percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Chinquapin ranks 14,095 for wildfire risk (1 is highest) and 24,898 by building count (1 is largest). Within North Carolina alone, it ranks 366 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Chinquapin's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.8% of Chinquapin in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chinquapin's 14,095-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Chinquapin, see the exposure-zones guide.