Chino Valley, AZ
Chino Valley, AZ's wildfire risk, in USFS's own numbers
USFS scores Chino Valley at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 7,314 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chino Valley's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Chino Valley's building exposure, zone by zone
68.9% of Chino Valley's 7,314 buildings sit in USFS's Direct exposure zone, roughly 5,038 structures close enough to burnable vegetation for flame contact, not just embers — 25.6% fall in the Indirect, ember-only zone and 5.6% are Minimal. At 7,314 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Chino Valley compares
Chino Valley's 81st national percentile looks worse in isolation than its 46th ranking inside Arizona does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Chino Valley ranks 5,945 for wildfire risk (1 is highest) and 2,340 by building count (1 is largest). Within Arizona alone, it ranks 237 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Chino Valley and the insurance market
Chino Valley's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Chino Valley
Because Direct exposure dominates in Chino Valley (68.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Chino Valley's figures come from
Chino Valley's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chino Valley's dominant direct exposure actually means, with real examples from across the dataset.