Chillicothe, TX
Chillicothe, TX's wildfire risk, in USFS's own numbers
Chillicothe's 540 buildings earn a 62nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chillicothe's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
Chillicothe's building exposure, zone by zone
540 buildings are counted in Chillicothe, and 79.8% of them are Indirect exposure — ember-driven risk rather than the 20.2% in Direct exposure or the 0% rated Minimal.
Where Chillicothe ranks
Inside Texas, Chillicothe sits at just the 17th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Chillicothe ranks 12,055 for wildfire risk (1 is highest) and 16,725 by building count (1 is largest). Within Texas alone, it ranks 1,499 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Chillicothe's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Chillicothe (79.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Chillicothe's figures come from
Every one of the two percentiles behind Chillicothe's 12,055-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chillicothe's dominant indirect exposure actually means, with real examples from across the dataset.