Chillicothe, MO
How exposed is Chillicothe to wildfire?
Out of every US place USFS scores, Chillicothe lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 4,610 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chillicothe's burn probability — fire likelihood with no building count factored in — sits at the 57th percentile nationally.
What "at risk" means for the buildings here
Only 9.6% of Chillicothe's 4,610 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Chillicothe compares
There's little gap between Chillicothe's 55th national percentile and its 42nd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Chillicothe ranks 14,217 for wildfire risk (1 is highest) and 3,692 by building count (1 is largest). Within Missouri alone, it ranks 615 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Chillicothe's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Chillicothe
With 90.4% of buildings rated Minimal exposure, Chillicothe gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Chillicothe's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Chillicothe, see the exposure-zones guide.