Chillicothe, IL
Chillicothe wildfire risk explained
Chillicothe sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 3,472 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chillicothe's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Chillicothe's building exposure, zone by zone
Only 3.5% of Chillicothe's 3,472 buildings carry Direct exposure and 28.1% carry Indirect; the remaining 68.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Chillicothe against the rest of the country
Within Illinois, Chillicothe ranks higher (55th percentile) than it does nationally (16th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Chillicothe ranks 26,370 for wildfire risk (1 is highest) and 4,808 by building count (1 is largest). Within Illinois alone, it ranks 648 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 16th national percentile, Chillicothe rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 68.4% of Chillicothe outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chillicothe's 26,370-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Chillicothe, see the exposure-zones guide.