Chicora, PA
Chicora wildfire risk explained
Chicora's 568 buildings earn a 42nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chicora's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Chicora's building exposure, zone by zone
USFS puts 64.8% of Chicora's 568 buildings in the Indirect exposure zone, versus 35.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Chicora against the rest of the country
Compare Chicora's two percentiles: 67th within Pennsylvania, only 42nd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Chicora ranks 18,285 for wildfire risk (1 is highest) and 16,287 by building count (1 is largest). Within Pennsylvania alone, it ranks 654 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Chicora's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 64.8% of Chicora's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 568 counted buildings into the percentiles shown above for Chicora. For more on what indirect exposure implies beyond Chicora, see the exposure-zones guide.