Chickasha, OK
How exposed is Chickasha to wildfire?
Chickasha sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 8,462 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chickasha's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Where Chickasha's buildings actually sit
Most of Chickasha's buildings (56.3% of 8,462) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 8,462 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Chickasha against the rest of the country
Chickasha's 89th national percentile looks worse in isolation than its 42nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Chickasha ranks 3,531 for wildfire risk (1 is highest) and 1,968 by building count (1 is largest). Within Oklahoma alone, it ranks 478 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Chickasha and the insurance market
At the 89th percentile nationally, Chickasha carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 56.3% of Chickasha outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chickasha's 3,531-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Chickasha, see the exposure-zones guide.