Chickamaw Beach, MN
Chickamaw Beach, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Chickamaw Beach lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 158 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Chickamaw Beach at the 44th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
158 buildings are counted in Chickamaw Beach, and 95.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.3% rated Minimal.
Where Chickamaw Beach ranks
Within Minnesota, Chickamaw Beach ranks higher (67th percentile) than it does nationally (46th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Chickamaw Beach ranks 17,082 for wildfire risk (1 is highest) and 26,533 by building count (1 is largest). Within Minnesota alone, it ranks 301 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Chickamaw Beach and the insurance market
Chickamaw Beach's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Chickamaw Beach (95.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Chickamaw Beach's 17,082-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Chickamaw Beach, see the exposure-zones guide.