Chickamauga, GA
How exposed is Chickamauga to wildfire?
USFS scores Chickamauga at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,581 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chickamauga's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
Where Chickamauga's buildings actually sit
1,581 buildings are counted in Chickamauga, and 54.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Chickamauga ranks
Chickamauga scores 79th nationally and 90th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Chickamauga ranks 6,771 for wildfire risk (1 is highest) and 8,828 by building count (1 is largest). Within Georgia alone, it ranks 71 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Chickamauga and the insurance market
At the 79th percentile nationally, Chickamauga carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 54.4% of Chickamauga in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Chickamauga's figures come from
The methodology guide shows exactly how USFS turned 1,581 counted buildings into the percentiles shown above for Chickamauga. The exposure-zones guide covers what Chickamauga's dominant direct exposure actually means, with real examples from across the dataset.