Chewey, OK
How exposed is Chewey to wildfire?
USFS's Wildfire Risk to Communities model puts Chewey at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 478 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Chewey at the 95th percentile, close to its 93rd-percentile risk score.
Where Chewey's buildings actually sit
Of Chewey's 478 counted buildings, 96.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Chewey against the rest of the country
Chewey ranks lower within Oklahoma (61st percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Chewey ranks 2,371 for wildfire risk (1 is highest) and 17,753 by building count (1 is largest). Within Oklahoma alone, it ranks 325 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Chewey and the insurance market
Chewey's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Chewey (96.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Chewey's figures come from
Chewey's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Chewey's dominant direct exposure actually means, with real examples from across the dataset.