Cheviot, OH
How exposed is Cheviot to wildfire?
USFS scores Cheviot at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 3,916 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cheviot's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
Only 1.7% of Cheviot's 3,916 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Cheviot against the rest of the country
Cheviot's 36th-percentile standing inside Ohio outpaces its 12th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cheviot ranks 27,777 for wildfire risk (1 is highest) and 4,321 by building count (1 is largest). Within Ohio alone, it ranks 805 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Cheviot
At the 12th national percentile, Cheviot rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 98.3% of Cheviot outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cheviot's 27,777-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cheviot, see the exposure-zones guide.