Chestnut Ridge, NY
Chestnut Ridge wildfire risk explained
Out of every US place USFS scores, Chestnut Ridge lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,870 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Chestnut Ridge's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
87.6% of Chestnut Ridge's 2,870 buildings sit in USFS's Direct exposure zone, roughly 2,514 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 12.4% are Minimal.
Where Chestnut Ridge ranks
Compare Chestnut Ridge's two percentiles: 52nd within New York, only 25th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Chestnut Ridge ranks 23,701 for wildfire risk (1 is highest) and 5,628 by building count (1 is largest). Within New York alone, it ranks 618 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Chestnut Ridge and the insurance market
Chestnut Ridge's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Chestnut Ridge
Chestnut Ridge's 87.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Chestnut Ridge's figures come from
Every one of the two percentiles behind Chestnut Ridge's 23,701-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Chestnut Ridge's dominant direct exposure actually means, with real examples from across the dataset.